You Do Not Have to Recruit Anyone to Reach Maximum Compensation.
Most systems punish producers who don't build teams. Experior does not. We have two completely separate roadmaps: one for personal producers who want to focus on clients, and one for team builders who want to build generational override income. You choose your path. You can change your path. And in either case, you're earning from day one.
The SM III Track
Advance to the highest personal production compensation level in the system, up to FYC + 160% in Canada and 130% in the USA, without recruiting a single agent. Ever. Your income, your clients, your book of business. Fully owned by you.
The Builder Track
Recruit and build through 7 generations of override income. No legacy builder system in North America matches this depth. Add the Builder Bonus (9% on 1st generation in Canada, 6% in USA), the monthly hierarchy bonus, and the AOG stock option multiplier, and you're building an asset, not just an income.
Fully remote. Fully supported. Built for the modern agent.
We Welcome the Comparison
We don't ask you to take our word for it. Here's what makes Experior different:
Joining Experior Is a Decision.
Joining the Icebreakers Is a Strategy.
Not all teams are equal. The platform you choose is important. The team you join is equally important. Here's what makes the Icebreakers different from every other team in the system.
The Icebreakers team operates in Canada, the USA, and Puerto Rico. Canadian agents can earn overrides on USA agents and vice versa. You don't have to be in the same country as the agents you build your team with.
Ready to Take the Next Step?
You can apply directly through the links below, or book a discovery call first. There's no pressure. We want the right agents, not just any agents.
CROSS-RECRUITING NOTICE: This opportunity is open to licensed life insurance agents who are not currently contracted with Experior Financial Group. Agents already licensed with Experior Financial Group are not eligible to join under this agent's hierarchy. Please consult your current team leader with questions about your existing contract.
INDEPENDENCE NOTICE: This website is an independent agent resource and does not constitute an official publication of Experior Financial Group Inc. or HRV Academy. The content reflects the individual agent's professional activity and team affiliation.
Member, Icebreakers Team of Champions
Experior Financial Group Inc.
This website is an independent agent resource. It is not an official publication of Experior Financial Group Inc. All income and compensation figures referenced are illustrative examples only. Income is not guaranteed. Individual results vary. Life insurance agents may only sell products in jurisdictions where currently licensed and contracted.